We hate jargon at InsuranceBee. But sometimes, there isn't a simple way of explaining something. So what is a claims-made policy, exactly?

Make sure you get sign off from your client before you start work on a project or you could find yourself in hot water further down the line.

We find out what risks are faced by those working as web designers, and give advice on the types of insurance that protects their business.

As well as insurance, a wily accountant, and a smart lawyer, it's important your business lays out its terms and conditions.

So, you've decided to go freelance? That's great news. But before you do, here's some things you might want to think about.